HCredit Card

(Ireland) Can I still cancel my cancellation letter (right of withdrawal)?

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(Portugal) Quem é você e o que gostaria de fazer?

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(Portugal) Por que escolher o cancelamento por carta em vez de por telefone?

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(Portugal) Eu posso ainda cancelar minha carta de rescisão (direito de rescisão)?

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Who are you and what do you do?

Xpendy is an organisation founded in 2019 that helps consumers cancel their subscriptions. We have one mission: to make your daily life easier so you can quickly get back to doing the really important things. Subscription cancellation is done through a standard letter that the consumer fills in with her name and address – this […]

Why cancel by registered letter and not by phone?

These days, cancelling a subscription is not that easy anymore. Organisations make it difficult for you as a consumer by placing obstacles in the way so that many people drop out of the subscription process. Often, after a long telephone queue, you get a sales representative on the line who asks you lots of questions […]

Can I still cancel my cancellation letter (right of withdrawal)?

Under Australian Consumer Law (ACL), consumers have the right to cancel certain service contracts made online, by phone, or in person, within a reasonable time period. While a standard 14-day “cooling-off” period applies to specific agreements — such as unsolicited consumer agreements — this principle also supports fair cancellation options for services like contract termination […]

(Norge) Generelle vilkår og betingelser

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(Denmark) Generelle vilkår og betingelser

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General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]