HCredit Card

(Norge) Generelle vilkår og betingelser

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(Norge) Retningslinjer for personvern

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(Denmark) Generelle vilkår og betingelser

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(Denmark) Privalivspolitik

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General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]

Failed Order 2nd Mail

Dear {Name}, Our records have shown that the payment of {price}, for cancellation of {service} on {date} at {time}, has not been made after our first payment reminder. We would like to remind you again that you have entered into a payment obligation with us and that your notice letter was sent by us to […]

Failed Orders Email

Dear {Name}, You ordered a registered letter of cancellation to cancel {service} from Xpendy on {date} at {time}. Our records have revealed that the payment of {price} has failed or you have cancelled it. We would like to remind you that you entered into a payment obligation with us by placing an order on our […]