HCredit Card

(Portugal) Nossa visão

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(Suomi) Tietosuoja

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(Suomi) Meidän filosofiamme

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(Suomi) Palvelumme

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(Norge) Generelle vilkår og betingelser

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(Norge) Retningslinjer for personvern

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(Norge) Vår tjeneste

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(Denmark) Generelle vilkår og betingelser

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(Denmark) Vores tilgang

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General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]