HCredit Card

What are the conditions for cancelling subscriptions?

The conditions depend very much on the type of subscription and on the organisation to which you subscribe. For example, one organisation has no notice period, and another organisation has a notice period of two months. We think it is important that you are well informed, so if you have any questions about the conditions […]

Can I still cancel my cancellation letter (right of withdrawal)?

Under Irish law, consumers have a legal right of withdrawal. According to the European Union (Consumer Information, Cancellation and Other Rights) Regulations 2013, you may cancel a contract concluded online, by phone, or in person (off-premises) within 14 days, without giving any reason. This right applies not only to the purchase of a service but […]

Do I get a refund if I cancel a subscription early?

A refund depends very much on the organisation and the type of subscription that you want to cancel. We do not dare to advise you on this. If you would like an answer to this question, we advise you to contact the organisation to which you subscribe directly.

(Australia) Do I receive confirmation of the cancellation of a subscription?

Not Available

(Australia) What are the conditions for cancelling subscriptions?

Not Available

(Australia) Can I still cancel my cancellation letter (right of withdrawal)?

Not Available

(Australia) Do I get a refund if I cancel a subscription early?

Not Available

(Norge) Retningslinjer for personvern

Not Available

(Denmark) Privalivspolitik

Not Available

General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]