HCredit Card

General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]

Privacy Policy

ARTICLE 1 – DEFINITIONS Organization: The organisation of which the Consumer is a member and of which the Consumer wishes to cancel. Services Offered: The various subscription options that the Consumer can cancel through Xpendy. Also called Services or Offerings; PDPA: In Singapore, the Personal Data Protection Act 2012 (PDPA) applies. This means that your […]

Our approach

We send the cancellation letter To make things even easier, you can choose to have us send the cancellation letter for you. This service costs a one-time fee of S$19,95. Simply fill in your details, and we’ll handle everything else, so you don’t have to worry about a thing. The cancellation letter will be sent […]

(España) Declaración de privacidad

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(España) Nuestro servicio

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(España) Términos y condiciones generales de Xpendy

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(España) ¿Puedo obtener la confirmación de la cancelación de una suscripción?

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(España) ¿Aun puedo retirar mi carta de rescisión (derecho de retractación)?

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(België – Nederlands) Onze Werkwijze

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(België – Nederlands) Algemene voorwaarden Xpendy

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