HCredit Card

(Australia) Who are you and what do you do?

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(Norge) Generelle vilkår og betingelser

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(Norge) Retningslinjer for personvern

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(Norge) Om oss

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(Denmark) Generelle vilkår og betingelser

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(Denmark) Privalivspolitik

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(Denmark) Om os

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General terms and conditions

ARTICLE 1 – Definitions In these terms and conditions, the following terms shall have the following meanings: Offer: The termination service offered by Xpendy to the Consumer. Acceptance: The acceptance of the Agreement by Xpendy, i.e., the Consumer automatically agrees by executing a final Application – i.e., the Consumer has completed payment; Application: The Consumer makes an Application […]

Privacy Policy

ARTICLE 1 – DEFINITIONS Providers: The organisation of which the Consumer is a member and of which the Consumer wishes to cancel. Also called Organization; Services Offered: The various subscription options that the Consumer can cancel through Xpendy. Also called Services or Offerings; GDPR: As of May 25, 2018, the General Data Protection Regulation (GDPR) […]

About us

Xpendy, founded in 2019, is an European organization that helps consumers cancel their subscriptions and/or contracts. At Xpendy, we have one mission: to make your daily life easier so you can quickly get back to doing the really important things.