HCredit Card

(Portugal) Termos e condições gerais

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(Portugal) Nossa visão

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Who are you and what do you do?

Xpendy is an organisation founded in 2019 that helps consumers cancel their subscriptions. We have one mission: to make your daily life easier so you can quickly get back to doing the really important things. Subscription cancellation is done through a standard letter that the consumer fills in with her name and address – this […]

Am I insured with your company?

We find it important that your cancelation always arrives safely at the organisation. However, we cannot give this guarantee 100%, as we are dependent on the postal service. To offer you extra security, we send the cancelation letters by registered post. A registered shipment is insured up to €50.00 and you will receive a confirmation […]

Can I check the status of my cancelation somewhere?

After you have completed your cancelation and payment, we go to work for you behind the scenes. We print your letter, pack it up and send it to the relevant organisation by registered post. As soon as the letter has been posted, we will send you a confirmation by e-mail. In this e-mail you will […]

What are the conditions for canceling subscriptions?

The terms for cancelling a subscription can vary greatly depending on the type of subscription and the organization involved. For instance, some companies may not require any notice, while others may enforce a notice period of up to two months. In the United States, subscription practices are regulated in part by the Federal Trade Commission […]

What are the differences in how services handle subscriptions cancellations?

The conditions can vary greatly depending on the type of subscription and the organization you’re subscribed to. For example, some providers have no notice period at all, while others may require up to two months’ notice. We believe it’s important that you’re well-informed. If you have questions about the terms of a specific subscription, we […]

Is a subscription cancelled by registered letter legally valid?

Termination by registered mail is legally valid under law of the United States of America, as long as you can prove that the service provider received your cancellation notice. To be able to offer you that certainty, you will receive a confirmation e-mail from us containing the exact time and date of sending and a […]

Can I cancel a subscription for free?

Xpendy does not offer free cancelation of subscriptions. However, you can download our example letter and send it yourself. However, you will then have to deal with the shipping costs and the additional time and effort.

(United Kingdom) Who are you and what do you do?

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