HCredit Card

(Sverige) Allmänna villkor

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How does the organisation know that the letter is really from me?

To be able to realise the termination of your contract, we need some personal information from you and in some cases a client number. Xpendy also automatically generates a digital signature when generating your cancelation letter.

Why choose a registered letter over a phone call to cancel?

These days, cancelling a subscription isn’t always simple. Many organisations make the process difficult on purpose, adding obstacles to discourage you from cancelling. Often, you have to wait in a long phone queue, only to speak with a sales agent who asks lots of questions and tries to convince you to stay. Not only does […]

Is a subscription cancelled by registered letter legally valid?

Termination by registered mail is legally valid under law of the United States of America, as long as you can prove that the service provider received your cancellation notice. To be able to offer you that certainty, you will receive a confirmation e-mail from us containing the exact time and date of sending and a […]

Is an electronic signature legally valid?

Today, an electronic signature has the same legal effects as a handwritten signature. This means that electronic contracts and agreements are legally possible. When you complete your cancelation of a certain subscription via Xpendy, a digital signature is automatically generated. This signature is legally valid.

(United Kingdom) How does the organisation know that the letter is really from me?

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(United Kingdom) Is a subscription cancelled by letter legally valid?

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(United Kingdom) Is an electronic signature legally valid?

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(Ireland) How does the organisation know that the letter is really from me?

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(Ireland) Is a subscription cancelled by letter legally valid?

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